South Burlington Physical Therapy contracts with many insurance companies and we do our best to assist you in understanding your individual policy. We recommend that you call your insurance company prior to your visit, as it is your responsibility to know the requirements and/or limitations for Physical Therapy services and to fully understand your specific insurance policy. We are happy to work with you to help understand this complex system and will bill your insurance for you when possible.
**Please keep in mind that all therapists may be listed individually as participating providers with insurance companies, or may be listed under “The Lifestyle Athlete PLC”. While we encourage all patients to call their Member Benefits office to verify participation, please be sure to know the name of the therapist you will be seeing to confirm eligibility.
Contact us with any questions you may have regarding carriers we accept.
Things To Know About Your Insurance
1. Do I have a co-pay or co-insurance for Physical Therapy? If there is a co-pay how much is it? If there is co-insurance, what percent is it and when does it start applying?
2. Do I have an Individual or Family deductible for Physical Therapy? Have my deductibles been met?
3. Is there a maximum dollar amount or maximum number of visits per year for Physical Therapy?
4. Is there a time limit by which completion of services provided under a specific diagnosis needs to occur?
Co-Payments – Per your own plan, co-payments are per-service charges due at the time of your visit.
Co-insurance – Per your own plan, co-insurance is a percentage of the allowable amount approved by your insurance plan that you will be responsible to pay. We will bill your insurance company after your visit and will bill you for the portion of the service they determine is co-insurance. We expect payment of co-insurance at the time of your next visit.
Deductible – Per your own plan, the amount you are responsible to pay, before your plan begins to pay for covered services. We will bill your insurance company after your visit and will bill you for the portion of the service they determine is deductible. We expect payment of deductible at the time of your next visit. Since your insurance plan will likely pay more towards your health care services after your deductible is met, we will have to report any unpaid deducible balances to your insurance company so that they may re-apply these dollars to your amount due.
***Please keep in mind that any Physical, Speech or Occupational Therapy provided to you will be applicable to your yearly limitations.